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Which Checking Account is Right For You?
Interested in opening a checking account with Atlantic Union Bank? Learn more about the easy-to-manage checking account options available. All checking accounts come with free online and mobile banking, debit cards and competitive discounts on personal loans4.
| PRISM Checking Learn More | Free Checking Learn More | Loyalty Checking Learn More | Preferred Checking Learn More | ThankU Checking Learn More | |
|---|---|---|---|---|---|
| Available for | Customers that want a low-cost checking account with no overdraft fees. (Not eligible for Overdraft Privilege Services) | Customers that don’t want monthly service charges or minimum balance requirements. | Customers that want to earn interest and enjoy enhanced account benefits. | For customers that want to experience our highest level of checking, access unique benefits and enjoy higher rates paid on higher balances. | Current or retired Teachers/administrators, Local, State and Federal Law Enforcement, Fire Fighters, First Responders, Healthcare professionals, and members of the US Armed Forces. |
| Minimum to open an account | $25 | $25 | $25 | $25 | $25 |
| Monthly maintenance fee | *$5 | $0 | $10 | $25 | $0 |
| Requirements to avoid monthly maintenance fee | Waived if you’re under 25 or 62 or older* | N/A | Receive at least 1 qualified monthly direct deposit or maintain a $2,500 min. daily balance or $10,000+ combined1 | Maintain a $25,000 min. or $50,000+ combined2 | N/A |
| Interest | N/A | N/A | Tiered | Premium Tiered | Tiered |
| Free transactions from non-Atlantic Union Bank ATMs |  | | 5 / Cycle | Unlimited | 5 / Cycle |
| Deluxe personal checks | | |  Free first order of Exclusive checks (or $10 discount on other check styles) | Free any style checks | Free first order of Exclusive checks (or $10 discount on other check styles) |
| Cashier's checks | $5 each | $10 each | Free | Free | Free |
| Free eStatements | | | | | |
| Free safe deposit box3 | | | | Free on sizes up to 3x5 or 50% off larger boxes | |
| Installment loan discount (w/auto draft of loan payment)4 | .25% | .25% | .25% | .35% | .25% |
| LifeLock by Norton Identity Theft Protection5 | 35% discount off first year | 35% discount off first year | 35% discount off first year | 35% discount off first year | 35% discount off first year |
| Additional benefits | Qualifies for PRISM Savings account with no monthly maintenance fee when account owner has PRISM Checking** | | | | |
| Get started! | Apply Now | Apply Now | Apply Now | Apply Now | Apply Now |
Checking Account Features
Want to open a checking account and unsure of where to start? We have a variety of option available to suit your needs. The good news: once an account is opened online or at one of our local bank branches, you can manage your checking account online or with your mobile device.
Free Online and Mobile Banking
Banking is made easier with a checking account from Atlantic Union Bank. From mobile banking, online bill pay, a debit card and Zelle®, opening a checking account with Atlantic Union Bank makes it easier for all of our customers who are always on the go.
Discounts on Personal Loans
We offer competitive personal loans and lines of credit to help turn your dreams into reality. Customers who open checking accounts with us become eligible for discounts on personal loans5.
Disclosures
*The maintenance fee is not charged if an owner on the account is age 13 through 24 or age 62 and older. To open a PRISM Checking account, at least one owner must be 18 or older. Joint owners must be 13 or older. **To qualify for a PRISM Savings account, at least one owner of the PRISM Savings account must also own a PRISM Checking account. View the Truth in Savings for PRISM Savings for more information or talk to your Banker.
1A maintenance fee of $10 will be imposed every statement cycle unless you maintain one of the following requirements: Maintain a $2,500 minimum daily balance in the account, or a $10,000 minimum daily combined balance in personal deposit, installment loan and line of credit accounts (business accounts are excluded), or receive at least one qualified monthly direct deposit into this account. A qualified direct deposit is an electronic deposit of regular monthly income, such as your salary, pension or Social Security benefits, which are made by your employer or other payer into this account.
2A maintenance fee of $25 will be imposed every statement cycle unless you maintain a $25,000 minimum daily balance in the account or $50,000 minimum daily balance in combined balances in your personal deposit, installment loan and line of credit accounts (business accounts are excluded).
3Subject to availability.
4This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval.
5By subscribing, you are purchasing a recurring subscription which will automatically renew. The 35% off discount price quoted is valid for the offered introductory term of one year.
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